How It Works

Credit Repair Solutions makes the credit repair process as easy as 1,2,3,4.

When it’s time to deal with problems on your credit report, we have a step-by-step system that will get you results.

First Step.

Sign up for a free consultation. During this time, we will look at your individual situation and tell you what services we offer that will benefit you the most. We will also answer any questions you may have.

Second Step.

After your free consultation, you can sign up for our services which will give you online access to your case. We will walk you through how to use our online tools to make sure you receive the full benefits of all we have to offer.

Once you’re comfortable and ready, we will move forward by working with you to identify inaccurate information on your credit report that needs to be disputed and removed. Our goal is to go through the credit report line-by-line and make sure every error is caught so it can be properly handled.

Third Step.

During this phase, we contact credit bureaus and start the dispute process. Using our experience in credit advising, we fight to make sure every false piece of information is removed. We will work with each credit bureau to make sure no matter where your report is pulled from, it is accurate.

It will be easy for you to know what is happening during this stage. Our online portal gives you 24/7 access, and you will hear from us as changes are made. In addition, you should also receive correspondence directly from the credit bureaus as they make changes to your report. Keep these for future reference.

Fourth Step.

The last step is the most fun: sit back and watch your credit score soar! Our online tracking tools give you the ability to see incorrect information fall off of your reports. As a result, you will see your credit score change for the better.

Even after the disputes are settled, our online tools allow us to monitor your credit score and make sure any information added is correct. It also gives you the option of using tools that are built in to help make wise decisions that will have a positive influence on your credit in the future. Walking you through the dispute process is only the first part of our process. We want to stay by your side to make sure your credit is built strong for life.

Consumer Credit File Rights Under State and Federal Law

Read about your credit file rights.

You have a right to dispute inaccurate information in your credit report by contacting the credit bureau directly. However, neither you nor any credit repair company or credit repair organization has the right to have accurate, current, and verifiable information removed from your credit report. The credit bureau must remove accurate, negative information from your report only if it is over 7 years old. Bankruptcy information can be reported for 10 years.

You have a right to obtain a copy of your credit report from a credit bureau. You may be charged a reasonable fee. There is no fee, however, if you have been turned down for credit, employment, insurance, or a rental dwelling because of information in your credit report within the preceding 60 days. The credit bureau must provide someone to help you interpret the information in your credit file. You are entitled to receive a free copy of your credit report if you are unemployed and intend to apply for employment in the next 60 days, if you are a recipient of public welfare assistance, or if you have reason to believe that there is inaccurate information in your credit report due to fraud.

You have a right to sue a credit repair organization that violates the Credit Repair Organization Act. This law prohibits deceptive practices by credit repair organizations.

You have the right to cancel your contract with any credit repair organization for any reason within five days from the date you signed it.

Credit bureaus are required to follow reasonable procedures to ensure that the information they report is accurate. However, mistakes may occur.

You may, on your own, notify a credit bureau in writing that you dispute the accuracy of information in your credit file. The credit bureau must then reinvestigate and modify or remove inaccurate or incomplete information. The credit bureau may not charge any fee for this service. Any pertinent information and copies of all documents you have concerning an error should be given to the credit bureau.

The Federal Trade Commission regulates credit bureaus and credit repair organizations. For more information contact:

  • The Public Reference Branch
  • Federal Trade Commission
  • Washington, D.C. 20580

Get a Free Credit Consultation!

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Credit Repair Solutions makes the credit repair process as easy as 1,2,3,4.

When it’s time to deal with problems on your credit report, we have a step-by-step system that will get you results.

signup-icon

First Step.

Sign up for a free consultation. During this time, we will look at your individual situation and tell you what services we offer that will benefit you the most. We will also answer any questions you may have.

credit-report-icon-opt-293x300

Second Step.

After your free consultation, you can sign up for our services which will give you online access to your case. We will walk you through how to use our online tools to make sure you receive the full benefits of all we have to offer.

Once you’re comfortable and ready, we will move forward by working with you to identify inaccurate information on your credit report that needs to be disputed and removed. Our goal is to go through the credit report line-by-line and make sure every error is caught so it can be properly handled.

custom-reports

Third Step.

During this phase, we contact credit bureaus and start the dispute process. Using our experience in credit advising, we fight to make sure every false piece of information is removed. We will work with each credit bureau to make sure no matter where your report is pulled from, it is accurate.

It will be easy for you to know what is happening during this stage. Our online portal gives you 24/7 access, and you will hear from us as changes are made. In addition, you should also receive correspondence directly from the credit bureaus as they make changes to your report. Keep these for future reference.

traffic

Fourth Step.

The last step is the most fun: sit back and watch your credit score soar! Our online tracking tools give you the ability to see incorrect information fall off of your reports. As a result, you will see your credit score change for the better.

Even after the disputes are settled, our online tools allow us to monitor your credit score and make sure any information added is correct. It also gives you the option of using tools that are built in to help make wise decisions that will have a positive influence on your credit in the future. Walking you through the dispute process is only the first part of our process. We want to stay by your side to make sure your credit is built strong for life.

Get a Free Credit Consultation!

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Call To Schedule Your 1-on-1 Consultation

Give us a call and schedule a 1-on-1 consultation with one of our friendly credit specialist where you will have the opportunity to learn and understand your current credit situation.

Pull Your Tri-Merge Credit Report

Once you meet with our credit specialist, we instantly pull your tri-merge credit report. Our friendly credit specialist will help you identify any inaccurate items that are affecting your credit report and scores.

Create A Tailored Plan

After analyzing your credit report and identifying the negative items that are indeed affecting your credit report, our friendly specialist will create customized and tailored dispute plan which will include disputing your negative items with each major credit bureau, original creditors and collection companies as well.

Sit Back and Relax

You will begin to see your results arrive within the first 30-45 days.

RESOURCES

How It Works                  

Credit Education                

Contact Us


Terms & Conditions

Privacy Policy

RESOURCES

How It Works                  

Credit Education                

Contact Us


Terms & Conditions

Privacy Policy

Our goal is to ensure that you feel like you've made the right decision by hiring Credit Repair Solutions and that you understand all of your worries and frustrations are now our problems and not yours. We want you to find comfort in knowing you have a dedicated, professional and friendly team behind you helping resolve all of your credit issues. Don't wait to make a decision about our future, act now.

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