Credit restoration is a process where we dispute any misleading, in-accurate, incomplete and un-verifiable information being reported in your credit report. We request the credit bureaus and credit reporting agencys (CRA's) to verify any information we requested.

With identity theft at its highest, it is becoming very difficult for consumers to maintain great credit. That is why consumers are protected by certain laws that allow them to dispute certain items that can be inaccurate and it is in your complete right by law to do so.

We successfully challenge any inaccurate items on your credit report with the credit bureaus and (CA's) with expertise tactics. The (FCRA) law gives the credit bureaus a period of no longer than 30 days to verify if the information is accurate. If the credit bureaus don't provide the results of their investigation within the 30 days allowed then the information must be deleted! 

It generally takes 30 to 45 days to see results but remember, no two credit reports are alike and results will vary from client to client depending on the nature of their case.

Recent changes to the Fair Credit Reporting Act allows consumers to get one free copy of their credit report annually. You can visit any of these two sites to obtain your copy: www.annualcreditreport.com or www.myfico.com (a division of the reputable Fair Isaac Company)

Consumers can put a "fraud alert"  on all three of their credit files by simply requesting one from the credit bureaus for a period of no less than 90 days. Consumers can extend this fraud alert for up to 7 years and it may be removed at any time.

Our work is guaranteed because we strictly operate within the (FCRA) (FDCPA) (FACTA)  laws and also by our 100% money back guaranteed if we are not able to satisfy your credit repair needs.